Mon - Fri : 08:00 - 17:00 

 +27 (0) 11 568 4462

66 Peter Place, Block 2, Ground Floor, Bryanston,  2001

Capta FS is a licensed financial services provider

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Everything we do for our clients is uniquely planned and designed to articulate your individual needs and ultimately increase your net wealth

  

We achieve this by using proven wealth management strategies, as well as few of our own sophisticated systems we have designed over the years

While each client has their own unique circumstances, resulting in a tailored financial plan, our starting point is to take our clients through the following 4 steps which have been designed according to international best practice, thus ensuring a standard of excellence your finances deserve:

Our Approach

// we take you step-by-step through our proven money management system to design a wealth strategy unique to your particular circumstances 

Wealth Strategy Analogy

We believe that building your wealth strategy (also known as a financial roadmap) is like building a house.

 

In order to build a house, you need 3 things:

Building a house

 

1.   An architect to design your house i.e. give         you the blueprint

2. The right materials

 

 

 

 

3. A professional builder to bring your blueprint to life

Building a wealth strategy

 

1. A wealth strategist to design your wealth strategy aka financial roadmap

2. Financial materials include insurance, investments, retirement products, wills, debt etc 

 

 

 

 

3. An independent financial product specialist who can advise you on which policies/investments/financial products will be best suited to bring your financial plan to life.

 

Video Explaining How To Build A Wealth Strategy

 
 
 

The Wealth Navigator Blueprint Programme

The programme consists of 3 Phases:

Phase 1

CREATE YOUR PLAN

Phase 2

AUTOMATE YOUR PLAN

Phase 3

FIND WAYS TO IMPROVE IT

 

GOAL OF THIS PHASE

To understand what you would like your wealth blueprint (house) to look like and analysing your current financial products (materials).

 

 

 

ACTION STEPS

  • Defining what a wealth strategy means for you (what do you want your house to look like)

  • Completing our ‘5 Minute Financial Health Check’ to generate your Financial Health Report – this helps identify your immediate financial priorities

  • Completing our ‘About You Questionnaire’ – this outlines your current financial position

  • Carrying out an Independent Financial Audit – to assess where you are currently vulnerable and to find overlooked opportunities

  • Exploring which financial strategies are available to you

  • Full analysis of your existing financial products (to better understand the materials we are working with)

 

TEAM MEMBER NEEDED

Wealth Strategist (Architect)

PHASE 2: AUTOMATE YOUR PLAN

Phase 2

AUTOMATE YOUR PLAN

GOAL OF THIS PHASE

To execute the plan created in phase one (building your house) and to put it on autopilot (your builders must do the work so you can get on with your life)

ACTION STEPS

  • Implementing the financial strategies that are best for you and that you are most comfortable with

  • Researching financial products which will be best suit your strategy

  • Putting your plan on autopilot by ensuring the correct debit orders, schedule payments and scheduled transfers are being executed from your account

TEAM MEMBER NEEDED

 

Financial research team and product specialists (Builders)

Phase 3

FIND WAYS TO IMPROVE IT

GOAL OF THIS PHASE

Monitor and review how you are progressing on your financial journey, and explore ways to reach your

destination faster and/or safer

 

ACTION STEPS

  • Now that you have a wealth strategy which is on autopilot, you are able to live your life knowing that you are on top of your finances and that you are moving forward

  • At least once a year we recommend taking stock of how far you have traveled, and to make sure that you are financially prepared for the next 12 months. This is similar to taking your car for a service at regular intervals, if you regularly maintain your car then it is less likely to break down

  • Every year we need to take into account:

    • Changes in your personal circumstances

    • Changes in market conditions

    • Changes to legislation, particularly regarding tax and retirement as these change quite regularly

  • This is also a great opportunity to fine tune your wealth blueprint and find ways to accelerate your progress

TEAM MEMBER NEEDED

 

All team members.

 
 
 

Phase 1

CREATE YOUR PLAN